We make SBA loans get approved.
Keystone SBA Advisors is an independent packaging and advisory firm. We don't lend — we prepare your SBA file the way lenders actually want to see it, and put it in front of the right one. That's the difference between a deal that stalls and a deal that funds.
The problem we solve
Great businesses get declined for paperwork, not for fundamentals.
SBA loans are the best capital most small businesses can get — long terms, low down payments, low rates. But the files are demanding, the eligibility rules are specific, and most owners (and plenty of bankers) get the packaging wrong.
A thin or mis-built application is the number-one reason a fundable deal dies in underwriting. We exist to take that off your plate: build the file correctly the first time, flag the issues before a lender does, and match you to a lender that actively funds deals like yours.
- We package 7(a), 504, and Microloan files end to end.
- We pre-screen eligibility so you don't waste weeks.
- We place you with lenders that want your type of deal.
- We stay on the file through closing and funding.
How we work
Straight answers, no surprises.
We're not a lender
We're advisors and packagers. Loans are made by third-party SBA-approved lenders, and you always see their actual terms — rate, fees, and covenants.
No fee to start
Checking eligibility and packaging your file costs nothing up front, and there's no credit pull at intake. Any costs are spelled out before you commit.
We'll tell you no
If an SBA loan isn't your best option, we'll say so and point you toward what is. We're not interested in pushing a deal that doesn't serve you.
One point of contact
A single advisor owns your file from the eligibility check through funding — not a relay of call-center reps.
See where you stand.
A few questions, no credit pull, no obligation. If an SBA loan fits, we'll start packaging it.