SBA eligibility check

Let's see what you qualify for.

A few quick questions about your business and your goal. No credit pull at intake, and most owners finish in under ten minutes — or email an advisor to start with a conversation.

Funding request Question 01

How much capital are you looking for?

A rough number is fine. We'll dial it in once we understand the use of funds.

$250,000 desired funding
$25k $100k $500k $2M $5M+

Funding request Question 02

What's your previous financing structure?

If you've taken on capital before, what shape was it? Pick the closest match.

Business profile Question 03

What's the business name?

Legal name as it appears on formation docs. Add a DBA only if you operate under a different trade name.

Business profile Question 04

How is the business structured?

Business profile Question 05

When did the business start?

Date the business legally began operating. State programs use this for time-in-business eligibility.

Business profile Question 06

What's your ownership stake?

Your percentage of the company. If multiple owners, this is your share.

50% your ownership
1% 25% 50% 75% 100%

Business profile Question 07

Where is the business located?

Primary operating address.

Tax & identity Question 08

Tax & identity verification.

Required by lenders and state programs to verify the business and the owner. We don't run credit at intake.

Encrypted in transit. Stored only with your application file and not shared except with the lender or state program you approve.

Applicant Question 09

About you.

How your advisor reaches you about your file.

Applicant Question 10

Your home address.

Used for personal identity verification.

Documents Question 11

Upload your bank statements. (optional)

Most recent three months from the primary business operating account. PDFs preferred, 10 MB max per file. You can skip this step — but submitting without statements means review will take noticeably longer.

Consent Question 12

Communication consent.

By selecting “I accept,” you agree to receive calls, text messages, and emails from Keystone SBA Advisors LLC regarding your application, financing options, and related services. Message and data rates may apply. You can opt out at any time by replying STOP to a text message or emailing advisors@keystonesba.com.

Sending your application…

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An advisor will review your application and reach out shortly to walk through your SBA options. If anything's urgent in the meantime, email advisors@keystonesba.com.

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What you'll need

Have these handy

Business legal name, EIN, owner identity, and the last three months of business bank statements.

What happens next

An advisor reviews it

A dedicated advisor reviews your file, checks SBA eligibility, and walks through fit and next documents before anything moves.

Privacy

No credit pull at intake

Credit is only checked when an offer is in front of you and you authorize it. We don't sell or share your information.

Cost

$0 to apply

Checking eligibility, packaging, and offer comparison are free. We'll be clear about any costs before you ever commit to a loan.

SBA loan FAQ

Common questions before you apply.

Who qualifies for an SBA loan?

Most for-profit, owner-operated U.S. small businesses with a couple of years of history are eligible — and strong acquisitions or startups can work too. Eligibility is broader than people expect; the check tells you where you stand, with no obligation.

Which SBA programs do you work with?

SBA 7(a) for working capital, acquisition, refinance, and expansion; 504 for owner-occupied real estate and major equipment; and Microloans for smaller needs. We match your goal to the right program — and to a lender that actively funds deals like yours.

How long does it take?

It depends on the program and how clean the file is. Well-packaged 7(a) deals often move in a matter of weeks; 504 real-estate deals can take longer. How the file is packaged is the biggest lever on speed — which is exactly what we handle.

Will applying affect my credit?

No. There is no credit pull at intake. Credit is only checked later, once you're moving forward with a lender and you authorize it.

Is Keystone a lender?

No. Keystone SBA Advisors is an independent SBA advisory and packaging firm, not a lender and not affiliated with the U.S. Small Business Administration. Loans are made by third-party SBA-approved lenders, and you always see the lender's actual terms.

What will I need to provide?

To start, just the basics about the business and the owner. As the file progresses, expect to share business and personal financials, tax returns, and recent bank statements — your advisor will give you a clear checklist.

Can I just talk to someone first?

Yes. Email advisors@keystonesba.com and an advisor will set up a call before you apply. Many owners start that way.

Prefer to start with a conversation?

Talk to an advisor first and we'll be honest about whether an SBA loan fits your situation — before you fill out anything.

Talk to an advisor See loan programs